Adverse Action Notice

An Adverse Action Notice is a letter that is required by federal law through the FCRA (Fair Credit Reporting Act) which tells someone that they are being denied or conditionally accepted for something (in this case residence) based on the contents of a credit report or background check.

You must provide the letter to any rental applicant on whom you have run a consumer report and intend to either deny or alter the terms of the lease agreement for in order to accept them as your tenant.

Below is an example of an Adverse Action Notice that could be used for an applicant on whom you have run a screening through LandlordStation. We have also attached an editable copy to this page.